Mortgage Tips
First Time Buyer’s Guide to Mortgage Programs
Mortgage loan programs can be confusing if you’re a first time buyer. Which program is right for you? The loan type can affect down payment, closing costs, and monthly payments, so it’s an important decision. Here’s a first time buyer’s...
Importance of Selecting the Right Mortgage Company in Massachusetts
When it comes to mortgages, Massachusetts home buyers have their pick of lenders. From Internet lenders to local mortgage companies and banks, the number of companies and programs to choose from is quite extensive. We can’t stress enough the importance...
Increased Loan Limits Help MA Home Buyers Better Compete
With home prices in Massachusetts climbing so high, many buyers find themselves struggling to win bidding wars. One of the constraints on buyers is their loan limit. Thankfully, those limits have increased for 2019. How will these increased lending limits...
Should You Pay Points on a Mortgage?
If you’re looking to purchase a home, you’re probably considering a few different loan options including those with points. Should you pay points on a mortgage? There are several factors to consider before deciding. What Are Points? Points are pre-paid interest...
FHA Mortgage Insurance Changes January 2017
UPDATE January 20, 2017: Unfortunately, the Trump Administration cancelled this planned rate reduction! There’s some great news for FHA home buyers. FHA mortgage insurance rates are changing in January 2017. The new reduced rates will save home buyers money every...